Refinancing Your Home? Let Sunbrook Title Simplify the Process

Refinancing is a great way to access your home equity, lower your monthly payments, shorten or extend your loan term. When done the right way at the right time, refinancing can be a smart financial move. But just like when you bought your home, a refinance still requires a formal closing—and that’s where Sunbrook Title can help.

What Is a Refinance?

Refinancing is the process of replacing your current mortgage with a new one, usually to borrow additional money or improve your loan terms. The money from the new mortgage is used to pay off your current mortgage.

Why Title Services Matter in a Refinance

Even though you already own your home, your new lender still requires updated title work to ensure the property is free of any title issues that could affect their interest. At Sunbrook Title, we make sure that happens, including:

• Performing a title search to confirm ownership and check for any liens or encumbrances

• Performing a municipal lien search to identify any code violations, open permits, or utility liens

• Obtaining a survey (if necessary)

• Issuing a lender’s title insurance policy to the lender to protect the new mortgage

• Handling the closing process, including preparing documents, recording the new mortgage in the county records, paying off your current mortgage, and disbursing funds

What to Expect at a Refinance Closing

Refinance closings are typically simpler than purchase closings since there is no seller and no transfer of title, but they still involve important steps:

• Reviewing and signing new loan documents

• Reviewing the closing disclosure/HUD

• Paying closing costs (often rolled into the loan)

• Sending or receiving any required funds via wire transfer

Why Choose Sunbrook Title?

Based in South Florida, Sunbrook Title is proud to serve property owners throughout the region with professionalism, efficiency, and personal attention. Whether your refinance involves a single-family home, condo, investment property, or commercial property, our experienced team is here to make the process smooth and stress-free. We also offer mobile closings and flexible scheduling to fit your needs.

Have questions about refinancing?

Contact Sunbrook Title today at (954) 687-1104 to learn how we can help protect your investment and guide you through every step of your refinance.